Don’t Let Gaps in Your Coverage Hurt Your Business

Claremore’s RCI Insurance Group helps commercial owners find the best coverage at the best price.

As a business owner, do you know the details of your current insurance coverage? According to RCI Insurance agent Kyle Beggs, approximately 90 percent of business owners don’t know what their policies cover. “They have gaps in their insurance and are shocked when they discover things that are not included in their current policy,” says Beggs.

    That’s where RCI Insurance and Beggs can assist the business owner. “I feel we are a step above other companies, both for personal and commercial insurance. Since we quote and write policies with multiple companies, our goal is to find the best rates and coverage for our clients.”

    Beggs enjoys helping his clients. “I love the challenge of the commercial side of the business. It is more complicated but very rewarding at the same time.” Beggs, who has been an agent for six years, is beginning his third year with RCI.

    “Because we are an independent insurance agency,” he adds, “we work for the customers –not the companies. That’s one of the advantages of our company.”

    “Options are important, whether it is for commercial auto, commercial property, worker’s compensation or general liability,” he says. “We are a one-stop shop because we offer everything a business owner needs, including umbrella plans, key person life insurance and disability insurance.”

    An umbrella policy is additional insurance to cover any claims exceeding the limits of a business owner’s basic insurance. “Since we have over 20 companies from which we can choose for our commercial clients," he says, “we can get the best coverage for the best price.”

    RCI’s agents work three months in advance, reviewing every policy as it comes up for renewal. “If we notice a large premium increase, we try to find a company with a better rate,” he adds. “We also cover many of the larger businesses in town.”

    “Recently,” says Beggs, “we were able to give a manufacturing business in the Industrial Park three similar quotes. They chose the one in the middle because they felt comfortable with the company. It is a huge advantage to give your clients options.”

    Free insurance reviews are also available. “You can call for an appointment, walk in, email me at eat0@eau0eav0eaw0, or go to our website at www.rci-ins.com, and fill out an application to get a quote,” Beggs adds.

    RCI Insurance wants their customers to be happy. If a client is unhappy with rates, RCI can shop around but their goal is to offer quality coverage at competitive rates.

    Giving back to the community is another goal the insurance agency pursues with a passion. Beggs serves on the boards of the Chamber of Commerce, Claremore School Foundation, RSU Alumni and is a member of the Rotary Club. RCI is involved in many fundraisers and supports community organizations and charities including Safenet Services, Blue Star Mothers, CASA, Big Brothers, Big Sisters and John 3:16 Mission.

    You can go to their Facebook page at www.facebook.com/RCIinsurance where you can “like” their page and help support worthy causes. “The more likes and shares we get, the more we donate,” says Amber Helmuth, personal risk manager. “We post our community events and involvement on our page, where we also run contests periodically.” In the past, RCI has given away trips to the Tulsa Zoo and gift cards on their Facebook page. The business not only makes a difference in the lives of their clients but in the world as well.

For more information, contact

RCI Insurance

621 N. Cherokee

Claremore, OK 74017

(918) 341-6081

eat0@eau0eav0eaw0 
www.rci-ins.com